Reliance Standard’s plan provides members with term life insurance protection in the amount you select, from $10,000 to $500,000, in $5,000 increments. New members are offered up to $100,000 of term life insurance, and up to $500,000 of AD&D on a guaranteed issue (no medical question or exams) basis.
Spouses can apply for amounts of $10,000 to $500,000, in $5,000 increments. A spouse of a new member may apply for up to $50,000 of life insurance and $250,000 of AD&D on a guaranteed issue basis.
Child(ren)’s coverage is available up to $10,000, in $2,000 increments for both life insurance and AD&D on a guaranteed issue basis for new members. One premium covers all eligible children, Birth to age 19 or 25 if full-time student.
If you are a current member and you desire to enroll in the term life and AD&D insurance benefit or request coverage over the guaranteed issue amount, an evidence of insurability questionnaire will need to be completed. See the summary of benefits for all plan highlights including benefit limitations and exclusions.